• Home
  • Our Story
    • About Us
    • Meet the board
    • Join the Team
  • Our Products
  • Our Loans
  • Support
  • Other
    • News
    • Mobile App
    • Friends of Enterprise Lottery
    • Community Calendar
    • CU@Work
    • Complaints
    • FAQs
  • Contact
LOGIN
JOIN

Fixed-Term Savings Account Application Form


The window for this exclusive offer opened on Monday 1st April 2025, and is now closed. We hope you were able to take advantage of this limited-time offer while it was available.


Fixed-Term Savings Accounts are lump sum investments that are made available for members at limited times as decided upon by the Board of Enterprise Credit Union.

They attract interest as advertised but do not share in the annual dividend. They are subject to specific terms and conditions outlined below.

Savings Account Information
Account Type Value of Savings Terms Interest Rate Start Date Maturity Date
Silver £2,500 - £10,000 12 Months 3.25% 1st April 2025 31st March 2026
Gold £11,000 - £20,000 12 Months 4.25% 1st April 2025 31st March 2026
Platinum (Closed Until 2026) £21,000 - £50,000 24 Months 5% 1st April 2024 31st March 2026

This field is for validation purposes and should be left unchanged.
Name(Required)
DD slash MM slash YYYY
Address(Required)
Are you currently a member of Enterprise Credit Union?(Required)
(Please leave box blank if not available, or if you're not yet a member of Enterprise Credit Union)
Please choose the fixed-term savings account that best fits your financial goals.
Please enter the amount in British Pounds (£) you want to invest in your fixed-term savings account.
Terms & Conditions(Required)
Eligibility:

■ Term Deposit Accounts are open to new and existing Members. 
■ New Members will need to go through the Identification Process before we can accept the deposit. 
■ They will be offered for new deposits and renewed only at times agreed by the Board of Directors.  



Amount:


■ Investments are made via a single deposit which cannot be added to during the year. 
■ Balances in these accounts cannot be used for obtaining loans and will receive interest not dividend. 

Interest:

■ Interest will be paid at a rate advertised by the credit union. 
■ Interest is calculated daily and paid gross, at the end of the term, on the first working day following the 31st of March. 

Deposits and Withdrawals:

■ Investment is made via a single lump sum deposit and cannot be added to during the term. 
■ Withdrawals are not allowed. 

Renewal:

■ The investment is for a specific term. A decision on whether to offer renewal for a further period will be made by the Board of Directors at the end of the term.  
■ If not renewed the funds will be paid back into your Regular Share Account 

Closure:
 
■ Enterprise Credit Union retain the right to close this account subject to 30 days’ notice and funds will be returned to the Member or paid into the Regular Saver Account. If closed by Enterprise, interest up to date of closure will be paid. 
■ The Member can close this account by giving 30 days’ notice and the whole balance can be withdrawn or transferred into a Regular Savings Account. No interest will be paid if the account is closed early. 

Protection:
  
■ Life cover is provided on savings held with Enterprise Credit Union Limited which will double the value of savings across all accounts, up to a maximum of £15,000, limited to 100% age 16 - 64  and 25% age 65 - 79 . Terms and conditions apply. 
■ This deposit is protected by the Financial Services Compensation Scheme. An information sheet and exclusion list is attached and can be obtained from any branch upon request. 

Data Protection:

■ We are a Data Controller registered with the ICO under reference Z5075264. 
■ Our Privacy Notice is on our website and a copy is available from any Branch on request. 
(Please type your full name)

SERVICES

  • Loans
  • Savings
  • CU@Work
  • Friends of Enterprise

INFO

  • About Us
  • FAQs
  • Support Hub
  • Join Our Team

USEFUL LINKS

  • Complaints
  • FSCS
  • ABCUL
  • Privacy Notice
  • Terms & Conditions

CONTACT & SUPPORT

Hall Lane Huyton, Liverpool, L36 6AX
Tel: 0151 482 0177
contact@enterprisecreditunion.org

  • Follow
  • Follow
  • Follow
  • Follow
  • Follow

Enterprise Credit Union is a company registered in England and Wales (No.IP00115C).
Enterprise Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our financial Services Register number is 213291.