Fixed Reward Saver Application Form


Available from 1st April 2026. Applications submitted before this date will be processed once the account becomes available.

4.50% AER (Fixed) | Lump sum savings

The Fixed Reward Saver is a fixed-rate savings account designed for members who want to deposit a lump sum and earn a guaranteed return over a set period.

It offers a competitive fixed interest rate and is ideal for members who can commit their savings for the full term without access.

You can open this account at any time. The interest rate is fixed from the date your account is opened until 31st March 2027, and all accounts mature on 31st March 2027. This means the earlier you open your account, the longer your savings can earn interest before maturity.

Key Account Information:

• Interest Rate: 4.50% Gross / 4.50% AER (Fixed)
• Term: From account opening until 31st March 2027
• Minimum Deposit: £2,500
• Maximum Balance: £120,000
• Additional Deposits: Allowed
• Withdrawals: Not permitted during the term
• Interest Paid: 31st March 2027

Important Information:

• Withdrawals are not permitted during the fixed term
• If the account is closed early, no interest will be paid
• The account will mature on 31st March 2027
• At maturity, your account may automatically renew unless you instruct otherwise
• You must be aged 18 or over and a member of Enterprise Credit Union
• Eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS)

This field is for validation purposes and should be left unchanged.

Personal Details

(Please leave box blank if not available, or if you're not yet a member of Enterprise Credit Union)
Name(Required)
DD slash MM slash YYYY
Address(Required)

Fixed Reward Saver Deposit

I would like to open a Fixed Reward Saver Account with Enterprise Credit Union.
Please enter a number from 2500.00 to 120000.00.
If you select "Transfer from my Enterprise Credit Union account", we will transfer the requested amount from your account once your Fixed Reward Saver has been opened.

If you select bank transfer, you will be provided with a payment reference once your account has been opened. Please use this reference when making your transfer.
Are these funds already held in your Enterprise Credit Union account?(Required)
Please note: Savings linked to an existing loan (attached shares) cannot be used to fund this account and will not be transferred.
Transfer Authorisation(Required)
Terms & Conditions(Required)
Please review the Terms & Conditions below before submitting your application.

1. Account Overview

â–  Fixed Reward Saver (2026/27 Issue).
â–  Fixed rate savings account until 31st March 2027.
â–  Interest Rate: 4.50% Gross / 4.50% AER (Fixed).
■ Minimum deposit: £2,500.
■ Maximum balance: £120,000.
â–  Withdrawals are not permitted during the term.
â–  Interest is paid on 31st March 2027.

2. Eligibility

â–  You must be aged 18 or over.
â–  You must be a member of Enterprise Credit Union.
â–  Only one Fixed Reward Saver is permitted per member.

3. Term

â–  The account runs from opening until 31st March 2027.
â–  The interest rate is fixed for the duration of the term.

4. Deposits

■ Minimum opening deposit is £2,500.
■ Maximum balance is £120,000.
â–  Additional deposits are permitted during the term.
â–  We may withdraw the product or refuse deposits at any time.

5. Withdrawals and Closure

â–  Withdrawals are not permitted during the fixed term.
â–  If the account is closed early, no interest will be paid.

6. Interest

â–  Interest is calculated daily on cleared balances.
â–  Interest is paid on 31st March 2027.
â–  Interest is paid gross and may be subject to tax.

7. Maturity and Renewal

â–  The account will mature on 31st March 2027.
â–  We will contact you before maturity with available options.
â–  Unless instructed otherwise, funds may automatically transfer into a new product.
â–  Renewal rates may be higher or lower.

8. Protection

■ Eligible deposits are protected up to £120,000 by the FSCS.

9. Important Information

â–  No access to funds during the term.
â–  Early closure results in loss of all interest.
â–  Returns are fixed only until maturity.
Please type your full name as your digital signature
DD slash MM slash YYYY